Everything UAE Users Need in 2025 for FAB Balance Check – Full Walkthrough of All Online and Offline Inquiry Methods
Managing your finances in the UAE has become easier than ever, thanks to the advanced digital banking services provided by FAB (First Abu Dhabi Bank) the institution formed after the NBAD and FGB merger. Whether you use a Ratibi Salary Card, a Prepaid Card, or a regular FAB bank account, performing a quick and secure FAB Balance Check is essential for staying updated on your financial status.
This complete 2025 guide explains every FAB Balance Check method, including online, mobile app, ATM, SMS, WhatsApp, customer care, and branch visits. Each method is simple, secure, and accessible for all UAE residents.
As employment, online banking, and card usage continue to rise in the UAE, fast balance checking has become a major need for both workers and professionals.
FAB Balance Check Methods in 2025 (Complete Overview)
FAB offers nine easy and secure ways to check your NBAD/FAB balance. You can choose online or offline options depending on your device, internet access, and card type.
1. FAB Balance Check via Official Website
The FAB official balance portal is one of the quickest ways to view your Ratibi or prepaid card balance.
How to Check Balance on Website
Open the official FAB balance inquiry website.
Click “Ratibi Card Balance Check” or “Prepaid Card Balance”.
Enter the last two digits of your card.
Enter your Card ID number (printed on the card).
Click Submit to view your balance instantly.
Why this method is useful
Works 24/7
No login required
Ideal for Ratibi and Prepaid card users
Fast and secure
2. FAB Balance Check Using the FAB Mobile App
Steps to check your balance on the app
Download FAB Mobile App from Google Play or App Store.
Open the app and log in or register a new account.
Go to the “Prepaid Cards” or “Accounts” section.
Your available balance appears instantly.
Benefits
Updates in real time
Secure and easy to use
Works for salary cards, prepaid cards, and personal accounts
Offers additional features like transfers, statements, and alerts
3. FAB Balance Check at ATM Machines
How to do it
Visit any FAB ATM in the UAE.
Insert your Ratibi or FAB card.
Enter your PIN.
Select “Balance Inquiry” from the menu.
View or print your balance.
Why use this method?
No app or website needed
Works for all FAB cards
Free balance checks for cardholders
4. FAB Balance Check via SMS/Text Message
How to check balance through SMS
Send the following message:
BAL <Last 4 Digits of card>
Send to: 6222
Example: BAL 4567
Your balance will arrive in a reply within seconds.
5. FAB Balance Check via Customer Care
FAB helpline numbers
Inside UAE: 600 52 5500
Outside UAE: +971 2 681 1511
What to do
Call the relevant number.
Select your language.
Request a balance inquiry.
Provide card details for verification.
Receive your balance from the representative.
6. FAB Balance Check via WhatsApp
How to use it
Save the official number: +971 56 578 9997
Send a message: “Hi”
Enter the OTP sent to your registered mobile number
Type “Balance”
Receive your balance instantly
Why UAE residents love this method
Available anytime
Very simple
Reliable and fast
7. Email Alerts for Automatic Balance Updates
FAB allows users to set up automatic email alerts for:
Salary deposits
Low balance notifications
Monthly account summaries
Prepaid card activity
How to enable email alerts
Log in to FAB Mobile App or Online Banking → Notifications → Enable Email Alerts.
8. FAB Branch Balance Inquiry (Offline Method)
What to bring
Emirates ID
Ratibi or Prepaid card
What you can do
Request balance information
Get printed statements
Resolve account issues
Update personal details
9. FAB Balance Check at POS Terminals
How to use
Insert your card into the POS terminal
Select “Balance Inquiry”
Enter your PIN
View your balance on screen instantly
Eligibility for Using FAB Salary or Prepaid Cards
Must be employed in the UAE
Employer must have a FAB corporate account
Company must be registered under WPS (Wage Protection System)
Emirates ID is required
No minimum salary requirement
Employer must request the card on your behalf
FAB Salary Card Fees and Charges (2025 Update)
Service
Fee
Who Pays
New Card
AED 5
Employer
Monthly Fee
AED 5
Employer
Replace Lost Card
AED 25
Employee
Renewal (5 Years)
AED 5
Employer
Cash Deposit at ATM
AED 5
Employee
ATM Cash Withdrawal
Free
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Common Problems and Quick Fixes
Balance not updated → Wait 24–48 hours after salary processing.
SMS not working → Make sure your number is registered with FAB.
App not showing your card → Update or reinstall the app.
FAB provides the most flexible and reliable balance-checking options in the UAE. Whether you prefer online banking, mobile apps, offline methods, SMS, or WhatsApp, every method is fast, secure, and easy to use.
By following this 2025 guide, you can perform a FAB Balance Check anytime and stay fully updated on your salary, prepaid card, or account funds.
Visit For Full Walkthrough of All Online and Offline Inquiry Methods
